Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Learn how Best Egg offers competitive rates and secured loans.

BHG is an attractive option for large loans, but funding times are relatively slow and costs can be high ...

To determine which personal loans are the best, CNBC Select analyzed dozens of U.S. personal loans offered by both online and brick-and-mortar banks, including large credit unions, that come with no ...

Universal Credit personal loans offer an online application, next-day funding and rate discounts ...

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. Many, or all, of the products featured on this page are from our advertising ...

Get more smart money moves — straight to your inboxBecome a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Reach Financial provides personal loans to good-credit ...

Joint loans work in a similar way to individual ones – you borrow a lump sum of money and repay it in fixed monthly instalments over a set term. The key di ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...